Chakraborty, S., Dutta, S. and Das, S. 2026. From Knowledge to Wellbeing: An Integrated Model of Financial Skill, Capability, Autonomy, and Digital Financial Literacy of Indian SME owners. International Journal of Advances in Business and Management Research (IJABMR). 3, 4 (Jun. 2026), 94–114. DOI:https://doi.org/10.62674/ijabmr.2026.v3i04.009.